Here is the simplest of DIY jewelry projects. Every time TALLBlonde wears hers, numerous complements are given and questions are asked. My favorite teller at my bank today said "When I get home tonight I am raiding my daughter's jewel box!"
First, get a short neck chain, traditionally 16-inches in length.
Second, find your old charm bracelets that you no longer wear because they have fallen out of fashion.
Third, clip it to the necklace with the usual bracelet clasp (lobster claw, etc.)
The example above shows two charm bracelets hooked on to a single chain.